Grades are a hygiene check, not a security guarantee.

Cursor, Plugin

Plaid Developer Tools

Cursor plugin and MCP companion for building on the Plaid API.

Compatibility: Not stated.

Grade B

Minor issues only, no Medium or High. Worth a quick look at the findings below before installing.

Graded by PlugVetRubric v2

Not a guarantee. A hygiene check of the source at the commit shown, not a security audit.

Rescanned at commit 848a558e483b, unchanged since the check below.

NETWORK_NO_FIXED_HOST SECRETS_PATH_DOTENV SECRETS_ENV_READ

Why this grade

  • NETWORK_NO_FIXED_HOST Low

    Makes a network call whose host is not written as a fixed address.

    skills/plaid-link-setup/SKILL.md, line 67 fetch("/api/exchange-token", {

  • SECRETS_PATH_DOTENV Low

    Mentions a .env file.

    .cursorrules, line 31 - Never hardcode `PLAID_CLIENT_ID`, `PLAID_SECRET`, or access tokens. Use environment variables or `.env` files.

  • SECRETS_ENV_READ Note

    Reads an environment variable whose name contains KEY, SECRET, TOKEN, PASSWORD or CREDENTIAL.

    mcp-server/src/tools/utils.ts, line 9 const secret = process.env.PLAID_SECRET;

Any High, or two or more Medium findings, give D. One Medium gives C. Low findings or a security Note give B. Each code names a finding behind the letter.

Grades are a hygiene check of the source at the commit shown, on the date checked, not a security audit or a guarantee. The free directory grades are automated. Before release, a PlugVet engineer reviews every paid report and any grade we hold back, including all F grades, against the source code and the evidence we quote.

What was checked

Plain notes from the hygiene checks.

  • Permissions

    Pass

    No shell or command execution found, and no extra permission was declared.

  • Install and update

    Pass

    No install-time script found, and dependencies are pinned or absent.

  • Network

    Concern

    can reach a host that is not written as a fixed address.

    NETWORK_NO_FIXED_HOST

    skills/plaid-link-setup/SKILL.md, line 67

    fetch("/api/exchange-token", {

    skills/plaid-react-integration/SKILL.md, line 46

    fetch("/api/plaid/create-link-token", { method: "POST" })

    skills/plaid-react-integration/SKILL.md, line 105

    const res = await fetch("/api/plaid/exchange-token", {

    Show more

    skills/plaid-react-integration/SKILL.md, line 139

    const res = await fetch("/api/plaid/create-link-token", { method: "POST" });

    rules/plaid-link-best-practices.mdc, line 51

    fetch("/api/exchange-token", {

    rules/plaid-link-best-practices.mdc, line 60

    const res = await fetch("/api/exchange-token", {

    rules/plaid-link-best-practices.mdc, line 125

    fetch("/api/create-link-token").then(r => r.json()).then(d => setToken(d.link_token));

    rules/plaid-link-best-practices.mdc, line 136

    fetch("/api/create-link-token")

  • Secrets

    Concern

    reads a credential or environment file.

    SECRETS_ENV_READ SECRETS_PATH_DOTENV

    mcp-server/src/tools/utils.ts, line 9

    const secret = process.env.PLAID_SECRET;

    skills/plaid-api-reference/SKILL.md, line 60

    "PLAID-SECRET": process.env.PLAID_SECRET,

    .cursorrules, line 31

    - Never hardcode `PLAID_CLIENT_ID`, `PLAID_SECRET`, or access tokens. Use environment variables or `.env` files.

    Show more

    skills/plaid-link-setup/SKILL.md, line 40

    "PLAID-SECRET": process.env.PLAID_SECRET,

    skills/plaid-nextjs-integration/SKILL.md, line 40

    "PLAID-SECRET": process.env.PLAID_SECRET!,

    .gitignore, line 1

    # Environment and secrets

    .gitignore, line 2

    .env

    .gitignore, line 4

    !.env.example

    CLAUDE.md, line 48

    | plaid-env-safety.mdc | .env*, config files | Flags sandbox credentials in production |

    README.md, line 152

    Copy `.env.example` to `.env` and set `PLAID_CLIENT_ID`, `PLAID_SECRET`, and `PLAID_ENV` (see [Configuration](#configuration)).

    README.md, line 207

    | `plaid-env-safety` | :white_check_mark: Live | `.env*`, config | Sandbox credentials in production-like settings |

    docs/index.html, line 1011

    <li><span><strong>Set environment variables:</strong><br><code>cp .env.example .env</code><br>Edit <code>.env</code> with your <code>PLAID_CLIENT_ID</code>, <code>PLAID_SECRET</cod

  • Agent instructions

    Pass

    No instruction to ignore earlier instructions or to hide a step.

  • Obfuscation

    Pass

    No encoded or minified payload found.

  • Licence

    Pass

    A licence file is present (LICENSE).

  • Maintainer activity

    Pass

    The latest commit is within the last 365 days.

Note

Hygiene check of commit 848a558e483b. can reach a host that is not written as a fixed address. reads a credential or environment file.

Date and source

Date checked:

View source

github.com

Commit graded: 848a558e483b21d2da1023a271d4fd419a957d79

This link goes to the original host. PlugVet does not host or check what you download from there, and installing it is your own decision and risk.

Read how this letter is chosen