Grades are a hygiene check, not a security guarantee.

MCP, MCP server

io.github.JosueM1109/personal-finance-mcp

Unofficial. This project is not affiliated with, endorsed by, or sponsored by Plaid Inc.

Compatibility: Not stated.

Grade B

Minor issues only, no Medium or High. Worth a quick look at the findings below before installing.

Graded by PlugVetRubric v2

Not a guarantee. A hygiene check of the source at the commit shown, not a security audit.

Rescanned at commit 33e03432a02b, unchanged since the check below.

INSTALL_UNPINNED NETWORK_NO_FIXED_HOST SECRETS_PATH_DOTENV

Why this grade

  • INSTALL_UNPINNED Low

    Dependencies use a range or git URL with no lockfile.

    requirements.txt, line 1 fastmcp>=3.2.4,<4.0.0

  • NETWORK_NO_FIXED_HOST Low

    Makes a network call whose host is not written as a fixed address.

    link_helper.py, line 15 curl -X POST localhost:8765/create-link-token \\

  • SECRETS_PATH_DOTENV Low

    Mentions a .env file.

    link_helper.py, line 6 cp .env.example .env # fill PLAID_CLIENT_ID / PLAID_SECRET

Any High, or two or more Medium findings, give D. One Medium gives C. Low findings or a security Note give B. Each code names a finding behind the letter.

Grades are a hygiene check of the source at the commit shown, on the date checked, not a security audit or a guarantee. The free directory grades are automated. Before release, a PlugVet engineer reviews every paid report and any grade we hold back, including all F grades, against the source code and the evidence we quote.

What was checked

Plain notes from the hygiene checks.

  • Permissions

    Pass

    No shell or command execution found, and no extra permission was declared.

  • Install and update

    Concern

    dependencies are not pinned.

    INSTALL_UNPINNED

    requirements.txt, line 1

    fastmcp>=3.2.4,<4.0.0

  • Network

    Concern

    can reach a host that is not written as a fixed address.

    NETWORK_NO_FIXED_HOST

    link_helper.py, line 15

    curl -X POST localhost:8765/create-link-token \\

    link_helper.py, line 133

    const r = await fetch('/create-link-token', {

    link_helper.py, line 146

    const ex = await fetch('/exchange', {

  • Secrets

    Concern

    reads a credential or environment file.

    SECRETS_PATH_DOTENV

    link_helper.py, line 6

    cp .env.example .env # fill PLAID_CLIENT_ID / PLAID_SECRET

    link_helper.py, line 12

    your local .env and your deployment's env settings.

    link_helper.py, line 114

    print("Add this to your .env (local) and Horizon env (prod):", flush=True)

    Show more

    .dockerignore, line 1

    .env

    .gitignore, line 1

    .env

    README.md, line 66

    cp .env.example .env # then fill in PLAID_CLIENT_ID and PLAID_SECRET

    README.md, line 78

    Open http://localhost:8765, click **Link a bank**, complete Plaid Link. The terminal prints a line like `PLAID_TOKEN_CHASE=access-prod-xxx...` - paste it into `.env` and repeat for

    README.md, line 98

    - **Docker** (included): `docker build -t personal-finance-mcp . && docker run --rm -p 8000:8000 --env-file .env personal-finance-mcp`

  • Agent instructions

    Pass

    No instruction to ignore earlier instructions or to hide a step.

  • Obfuscation

    Pass

    No encoded or minified payload found.

  • Licence

    Pass

    A licence file is present (LICENSE).

  • Maintainer activity

    Pass

    The latest commit is within the last 365 days.

Note

Hygiene check of commit 33e03432a02b. dependencies are not pinned. can reach a host that is not written as a fixed address. reads a credential or environment file.

Date and source

Date checked:

View source

github.com

Commit graded: 33e03432a02beace3f68949ba46c65ba9471a452

This link goes to the original host. PlugVet does not host or check what you download from there, and installing it is your own decision and risk.

Read how this letter is chosen