Grades are a hygiene check, not a security guarantee.

MCP, MCP server

Monzo Mcp

MCP server for the Monzo banking API.

Compatibility: Not stated.

Grade B

Minor issues only, no Medium or High. Worth a quick look at the findings below before installing.

Graded by PlugVetRubric v2

Not a guarantee. A hygiene check of the source at the commit shown, not a security audit.

NETWORK_NO_FIXED_HOST SECRETS_PATH_DOTENV

Why this grade

  • NETWORK_NO_FIXED_HOST Low

    Makes a network call whose host is not written as a fixed address.

    src/monzo_mcp/api.py, line 53 with urllib.request.urlopen(req, timeout=15) as resp:

  • SECRETS_PATH_DOTENV Low

    Mentions a .env file.

    scripts/check-no-data.sh, line 54 # (.env, .token-oauth, .token-v2), which an extension pattern misses entirely.

Any High, or two or more Medium findings, give D. One Medium gives C. Low findings or a security Note give B. Each code names a finding behind the letter.

Grades are a hygiene check of the source at the commit shown, on the date checked, not a security audit or a guarantee. The free directory grades are automated. Before release, a PlugVet engineer reviews every paid report and any grade we hold back, including all F grades, against the source code and the evidence we quote.

What was checked

Plain notes from the hygiene checks.

  • Permissions

    Pass

    No shell or command execution found, and no extra permission was declared.

  • Install and update

    Pass

    No install-time script found, and dependencies are pinned or absent.

  • Network

    Concern

    can reach a host that is not written as a fixed address.

    NETWORK_NO_FIXED_HOST

    src/monzo_mcp/api.py, line 53

    with urllib.request.urlopen(req, timeout=15) as resp:

    src/monzo_mcp/auth.py, line 157

    with urllib.request.urlopen(req, timeout=15) as resp:

    src/monzo_mcp/auth.py, line 327

    with urllib.request.urlopen(req, timeout=15) as resp:

    Show more

    AGENTS.md, line 83

    **Two autouse fixtures in `tests/conftest.py` hold the "fully offline" claim, and neither is tidiness.** `_no_real_credentials` points every credential path, the config directory a

    CONTRIBUTING.md, line 38

    CI runs this on Linux, macOS and Windows. Tests are fully offline - no real API calls, no real tokens, and no reads of your own cache. Autouse fixtures in `tests/conftest.py` enfor

  • Secrets

    Concern

    reads a credential or environment file.

    SECRETS_PATH_DOTENV

    scripts/check-no-data.sh, line 54

    # (.env, .token-oauth, .token-v2), which an extension pattern misses entirely.

  • Agent instructions

    Pass

    No instruction to ignore earlier instructions or to hide a step.

  • Obfuscation

    Pass

    No encoded or minified payload found.

  • Licence

    Pass

    A licence file is present (LICENSE).

  • Maintainer activity

    Pass

    The latest commit is within the last 365 days.

Note

Hygiene check of commit 76a42b2a944d. can reach a host that is not written as a fixed address. reads a credential or environment file.

Date and source

Date checked:

View source

github.com

Commit graded: 76a42b2a944d42755066846ed7e1440a686f4105

This link goes to the original host. PlugVet does not host or check what you download from there, and installing it is your own decision and risk.

Read how this letter is chosen